Home is where your story starts.

I Want To Buy A Home

I Want To Refinance My Home

Whether you’re purchasing, refinancing, or you’re a real estate agent, we can help you move forward.

Purchase

Let’s write your next chapter.

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Refinance

Turn the page on a better loan for your financial goals.

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Real Estate Agent

Some agents have a vendor. Our agents have a partner.

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Home Loans Made Simple

No matter if you want to experience our streamlined digital loan experience or prefer to sit down with one our mortgage consultants for guided help every step of the way, our process puts you in control.

Our small, nimble team of mortgage pros are different from what you find at the big banks and national lenders. We control the process and fund the loan ourselves. No phone trees here. Your dedicated loan team is available anytime by text or phone.

Step 1 – Apply Online

Our application allows for easy document upload and can even sync with your bank to get you an accurate approval, quickly.

Step 2 – Get Approved

Understand your options and how much you can afford so you can start shopping for your next home or move forward with your refinance.

Step 3 – Verify the Details?

Easily upload your documents from your phone or computer and get automatic status updates along the way.

Step 4 – Close Your Loan

Closing day means your new story begins! We’ll be here for you as your lender for life.

Why should you choose us?

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Education & Options

We empower you to make the best financial decisions.

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Rates

We are small and nimble without the bulky overhead of big banks.

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Locally Owned

Founded and owned in Kansas City, MO. Go Chiefs!

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Video Loan Updates

We help make sure you are always up to date with your loan processes.

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24/7

We’re available to talk whenever you are.

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On-time Closings

Simply put, we guarantee to close your loan on time.

Google Rating

Day Average Close

Donated to Non-Profits

"As a first time home buyer, I had a great experience working with Fountain Mortgage. I've referred this company to friends of mine already. I feel confident that they will be taken care of through the home buying process just as I was!"

Lara R

“Mike Miles really came through on a deal for us that every other lender in town said couldn't get done. He took the time to look at all the facts from a few different approaches and found a creative solution to help our Buyer buy their dream home before it even hit the market. If it weren't for him and his team this deal never would have been possible. THANK YOU!”

Eli M

“Fountain mortgage was by far the smoothest and easiest mortgage transaction I have had out of the 7 houses I have bought. They were a delight to work with and got me an excellent rate for this market. I will definitely be using them in the future.”

Tessa D

Read All Reviews

News & Resources

The Pros and Cons of an Extra Mortgage Payment

by Charity Ohlund | Buying a Home

Have you heard of the cool way to make an extra mortgage payment every year? No, not the one where you make a full extra payment at the end of the year. That’s not a secret and coming up with an additional full mortgage payment, especially in December, is not that...

COVID Drives Suburban Renaissance

by Charity Ohlund | Buying a Home

If you’re among the nearly 44 percent of American workers who are working from home for the foreseeable future as a result of the coronavirus pandemic, you may have started to look around your home and your neighborhood with a fresh perspective on what you like about...

The Value of Staying Offline

by Mike Miles | Buying a Home

This may be a tough argument to win considering many new homebuyers grew up with the internet, but I’m giving it a shot regardless. We all know that information is available to us with the click of a mouse, and while information can be powerful, that’s only the case...