by Mike Miles | Oct 6, 2020 | Buying a Home
This may be a tough argument to win considering many new homebuyers grew up with the internet, but I’m giving it a shot regardless. We all know that information is available to us with the click of a mouse, and while information can be powerful, that’s only the case...
by Mike Miles | Aug 25, 2020 | Refinancing a Home
The ingredients are there. Mortgage rates are still near historic lows, property values have been increasing, and your house is an asset considering how active the real estate scene has been recently. Its value as an asset may have also grown, so maybe it’s time to...
by Mike Miles | Aug 18, 2020 | Buying a Home
If you haven’t heard, the real estate market is very competitive right now since inventory is extremely low. When a new listing comes on the market, there are numerous house hunter’s almost instantaneously calling their realtor to get the first crack at viewing the...
by Mike Miles | Jul 7, 2020 | Buying a Home
I call PMI a necessary evil. Without it, banks wouldn’t lend to borrowers that don’t have at least 20 percent equity in a home. Most people that are aware of PMI aren’t aware of the payment options that are available, however. Most borrowers that have PMI pay it the...
by Mike Miles | Jun 23, 2020 | Buying a Home
Put simply, earnest money is money paid to confirm a contract. In the lending industry, earnest money is part of nearly every single real estate purchase contract. Earnest money tells a seller that a buyer is serious and prevents said buyer from making offers on...
