by Mike Miles | Jun 23, 2020 | Buying a Home
Put simply, earnest money is money paid to confirm a contract. In the lending industry, earnest money is part of nearly every single real estate purchase contract. Earnest money tells a seller that a buyer is serious and prevents said buyer from making offers on...
by Mike Miles | Feb 11, 2020 | Refinancing a Home
We’re at that time of year again. Spring is right around the corner, and homeowners are trying to scratch the itch. They’re starting to wonder if it’s time to consider moving to a new home or improving the one they currently live in. While most of us love (or really...
by Mike Miles | Sep 24, 2019 | Buying a Home
Yes, this is another post related to interest rates and how a slight change in them can make a significant impact to you. In previous posts, I’ve been talking about how even a .25 percent decrease in rate can make a large long-term difference. It’s thousands of...
by Mike Miles | Sep 10, 2019 | Buying a Home
I was speaking to a potential client the other day and our discussion reminded me that they’re still out there. The creation of added regulation, testing, and licensing requirements certainly thinned out the herd, but they’re still out there: bad loan officers. What...
by Mike Miles | Aug 27, 2019 | Buying a Home
Quick note: There is a fantastic opportunity to learn more about strategically planning, financially and emotionally, for divorce (and other big life transitions) at an upcoming event sponsored by Fountain Mortgage on Thursday, September 19. This educational seminar...
