by Charity Ohlund | Jul 28, 2020 | Buying a Home
Hi. I’m Charity. And I’m addicted to refinancing my home. Well, to be honest, it’s not really an addiction to the refinancing process. It’s more of an addiction to saving money by paying less interest (a lot less) on my mortgage. Refinancing is just the vehicle that...
by Mike Miles | Jul 7, 2020 | Buying a Home
I call PMI a necessary evil. Without it, banks wouldn’t lend to borrowers that don’t have at least 20 percent equity in a home. Most people that are aware of PMI aren’t aware of the payment options that are available, however. Most borrowers that have PMI pay it the...
by Mike Miles | Jun 23, 2020 | Buying a Home
Put simply, earnest money is money paid to confirm a contract. In the lending industry, earnest money is part of nearly every single real estate purchase contract. Earnest money tells a seller that a buyer is serious and prevents said buyer from making offers on...
by Charity Ohlund | Mar 31, 2020 | Buying a Home
“I’m afraid to sell my house.” Does this sound familiar? It might be something you’ve thought, or maybe you’ve heard it from friends or family. With houses often fetching top dollar due low inventory in Kansas City, many people want to sell their homes and move up,...
by rhycom | Mar 24, 2020 | Buying a Home
I’m a millennial and don’t yet own a home. There, now it’s out there, and I’ve pointed out the elephant in the room. You might be wondering why an apartment-dwelling marketing guy is writing the weekly Your Mortgage column this week though, and it’s a fair question....
by Mike Miles | Sep 24, 2019 | Buying a Home
Yes, this is another post related to interest rates and how a slight change in them can make a significant impact to you. In previous posts, I’ve been talking about how even a .25 percent decrease in rate can make a large long-term difference. It’s thousands of...
