Rate Romance

What does “date the rate, marry the house” really mean? Our team is here to provide you with the best resources to adequately guide your clients in this market. I’m sure you’ve heard the phrase “date the rate, marry the house”  many, many times.  As you know, this means buy the house you want now. If and when rates become more favorable, you can always refinance to better terms.

But here’s the kicker- how do we get people to really understand that message? Here at Fountain Mortgage, we’ve come out with a product called Rate Romance. It’s been offered for a few months now and is also available to clients who have purchased with us in the past. 

Here’s an example. Let’s say a client is unhappy with their rate. Our rate romance product allows them to refinance with us for absolutely no additional cost to them. We waive all refinance costs when they decide they are ready to refinance their mortgage. That means:

  • No origination fees
  • No underwriting fees
  • No appraisal fees
  • No credit report fees
  • No settlement fees
  • No title fees

We take care of all that for your buyers during their refinance so that they can buy now with confidence and know that- should rates become more favorable- we’re here for them!  We can help get them into that new rate for absolutely no charge. What better way to guide your clients and instill confidence when market conditions seem tumultuous?

Help your clients ‘marry the house’ and ‘date the rate’! We’re here to help them pay for the breakup and the hookup with a much better looking rate in the near future. Now, doesn’t that sound romantic?!

*Rate Romance disclaimers:

  • Minimum of six months between purchase and refinance funding dates 
  • Maximum of $3,000 in waived refinance fees, expressed as a lender credit 
  • Private mortgage insurance fees/premiums and discount points not included (KS & MO properties only )

June 29, 2023

Charity Ohlund

Related Articles

Five unique ways to generate leads from open houses

Ask any successful real estate producer how they got their start, and they will invariably say, “Open houses.” But why are so many agents quick to dismiss them as tedious, boring, and a waste of time? Because, well, I’m just gonna say it - they’re doing them wrong....

read more

Open house follow-up the right way

You’ve just completed an awesome open house, made a ton of connections, and generated new leads – congrats!  But if you stop there, you just did a lot of work for nothing. It’s all about the follow-up! Here’s a helpful framework for the perfect open house follow-up...

read more

Quality conversations: Master this skill for a full pipeline

Are you having quality conversations to generate more business? Quality conversations (QCs) are a key tool – I would say THE key tool – for any salesperson. It’s something I’ve been talking about with my team quite a bit. In fact, we are monitoring the number of QCs...

read more

Fountain Mortgage 2023 — NMLS ID 1138268

Company State Licenses


M Squared Financial LLC
DBA Fountain Mortgage
7501 Mission Road, Suite 200
Prairie Village, KS 66208

Pin It on Pinterest