USDA loan

Wide open spaces await you with a USDA loan. The US Department of Agriculture (USDA) loan program allows buyers to purchase a primary residence in rural (and many suburban!) areas without a down payment, while obtaining a very favorable interest rate.

• Lower interest rates
• No down payment
• Available to properties in certain designated “rural” areas (but you’d be surprised…97% of all U.S. land mass falls in a USDA eligible area!)
• Subject to borrower income limits