When Casey and Anne bought their home in Kansas City, Kansas, they had one kid and two busy jobs.
Casey is a firefighter/EMT and Anne is a school teacher. Five years and three more kids later, Casey started to hear some chatter around the station about mortgage refinancing.
“With our fourth baby on the way, we decided we wanted to look into ways to be more responsible with our money,” Casey says. “When I started hearing my co-workers talking about these lower rates they were getting, we decided to look into it.”
The decision to pay less in interest was easy. But was anything else about the refinancing process hard?
“The terminology was a little foreign to us, but our team at Fountain Mortgage guided us through it very easily,” Casey says. “We tapped everything into our mobile phones one night after the kids went to bed. There wasn’t any running round. All of our documents were pulled into the application itself….all our paystubs, tax forms, everything. It was all at our fingertips.”
Now Casey is the one talking about refinancing at the station. “Two of my co-workers have also worked with Fountain Mortgage after Anne and I were able to lower our monthly payment. We liked that it’s a local company and that was important to them, too”
Casey’s advice to anyone thinking about a mortgage refinance is just to inquire about it. Most people aren’t aware of all the ways that a refinance can be structured. From lowering the rate or term to rolling the closing costs into the mortgage and skipping up to two payments, there are various ways to make a refinance work for families like Casey and Anne’s. A short conversation is all it takes.
